Fractional Tech-CFO / Fintech Consultant / Thinking Partner

Ralph Pieper

At my core, I thrive on the cultivation of systems. My driving passion is to connect cutting-edge technologies with high-performing teams, working together to tackle complex problems and architect innovative solutions. I've refined these skills in the crucible of real-world experience, serving as a co-founder and Tech-CFO in three ventures over the past five years.

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Fractional Tech-CFO

The network age has brought a profound shift to the role of the CFO. Accounting, reporting and compliance have long been table stakes and technology has moved finance out of a supporting role into the strategic centre of fast moving, dynamic organisations. They are operators, technologists an leaders.The future oriented Tech-CFO is an operator, empowering teams in flat hierarchies to orient and coordinate in real time. They work across functional boundaries to ensure visibility on what really drives results and guides the organisations structure towards fittedness with the organisations purpose. The traditional division between operations and finance is no longer adaptive and their tight integration is key to closing the OODA loop (Observe, Orient, Decide, Act) loop.

Strategy Consultant

We live in a world where traditional businesses are being disrupted and reimagined every day. As a seasoned expert in B2B Fintech and Digital Finance, I help businesses navigate this landscape of constant innovation and change, harnessing the power of emerging technologies to drive growth and efficiency.With a rich background in fintech lending, banking, and DLT, I offer first-hand insights into product, tech, operations and go-to-market in the early and growth stages. I've been involved in everything from the implementation of cutting-edge digital banking platforms to E2E credit process design.My approach marries a deep understanding of technology with a keen sense of the market dynamics. Whether you're a startup aiming to disrupt the industry, or an established SME looking to leverage digital technology for sustainable growth, my insights and expertise can help guide your strategic direction.Understanding the intricacies of regulations, compliance, and risk management, I offer a holistic approach that goes beyond just technology. This ensures that you don't just adopt new technologies, but solve real world problems in a manner that's secure, compliant, and sustainable.My goal is to help you harness the power of fintech to redefine your business model, and create products which empower small and medium-sized businesses achieve superior operational effectiveness and, deliver a superior customer experiences.Stay ahead of the curve. Let's explore the future of finance together.

Thinking Partner

As your Thinking Partner, I serve as a collaborative confidant, offering a unique blend of critical analysis, creative problem solving, and strategic insight to elevate your thinking process. Our work together is not about me providing ready-made answers, but about creating an environment conducive to exploration, challenging assumptions, and uncovering hidden patterns and insights.Drawing on my diverse experience in fintech, operations, and systems thinking, I'll help you navigate complex issues, make informed decisions, and cultivate clarity amidst uncertainty. Whether you are developing a new strategy, wrestling with a complex problem, or seeking to drive innovation, as your thinking partner, I'm dedicated to enhancing your cognitive abilities, helping you see the trees for the forest, and helping you to find novel solutions that align with your overarching goals and visions.

Offering

๐ˆ๐Ÿ ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž:๐Ÿ‘‰ A founder grappling with scaling complexities.๐Ÿ‘‰ An SME leader aiming to modernize operations and enhance cross-functional collaboration.๐Ÿ‘‰ A venture capital partner seeking to strengthen your portfolio companies' financial and operational strategies.โœจ ๐Œ๐ฒ ๐“๐ซ๐š๐œ๐ค ๐‘๐ž๐œ๐จ๐ซ๐:โœ”๏ธ Independent Consultant: Advised startups on strategy, finance, and fundraisingโœ”๏ธ CFO at a neo-bank: Led strategic pivots and market launch preparations, collaborating with product and marketing teams.โœ”๏ธ CFO & Managing Director at a leading P2P lender: Managed finance, people product, and more, driving financing rounds and industry level innovation.โœ”๏ธ Board Member: Served on influential industry associations and the Berlin Chamber of Commerce.โœ”๏ธ Expert: Advised the finance committee of the German parliament.โœ”๏ธ Big 4 Management Consultant: Worked with major banks and insurance companies on strategy, digitalization, and process optimization.๐Ÿ’ช I help you:๐Ÿ. ๐’๐ญ๐ซ๐š๐ญ๐ž๐ ๐ข๐œ & ๐“๐š๐œ๐ญ๐ข๐œ๐š๐ฅ ๐Ž๐ฉ๐ž๐ซ๐š๐ญ๐ข๐จ๐ง๐ฌ: Act as CFO, COO, Venture, or Operating Partner to establish adaptive operating rhythms, aligning with dynamic business needs and driving sustainable growth.
๐Ÿ. ๐Ž๐ซ๐ ๐š๐ง๐ข๐ฌ๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐ƒ๐ž๐ฌ๐ข๐ ๐ง: Foster cross-functional collaboration by integrating Finance and People Operations. Use complexity science principles to create adaptable organizational structures.
๐Ÿ‘. ๐‚๐จ๐ฆ๐ฆ๐ž๐ซ๐œ๐ข๐š๐ฅ ๐ƒ๐ž๐ฏ๐ž๐ฅ๐จ๐ฉ๐ฆ๐ž๐ง๐ญ: Collaborate on evolving business models and enhancing go-to-market strategies. Use innovative frameworks to capitalize on new opportunities.
๐Ÿ’. ๐…๐ฎ๐ง๐๐ซ๐š๐ข๐ฌ๐ข๐ง๐ : Craft compelling equity stories and fundraising strategies. Provide support throughout the financing process, from preparation to negotiation.
5. ๐…๐ข๐ง๐ญ๐ž๐œ๐ก ๐”๐ฉ๐ ๐ซ๐š๐๐ž: Design and implement a cutting-edge finance tech stack, recognizing technology's role in transforming business operations.

About me

I am a purpose-driven builder exploring ways in which to use finance and technologies in service to life.My path to here includes leading fintechs in the alternative finance and neo-bank space, strategy & operations consulting and working for a large multinational. Having grown up in South Africa during times of great change has equally left itโ€™s mark.I'm deeply invested in the intersection of economics, technology & natural systems and how we can integrate these into an integrated flourishing. I see adopting a complexity lens as a key shift in perspective necessary for navigating the paradigm shift we are currently in the midst of and view Entrepreneurship as a practice in applied philosophy as we innovate in a way that prefigures the next world.

Previous Experience:

Operator

As an operator, I stimulate progress in flat hierarchies by empowering teams to coordinate in real time, working across functional boundaries. I elucidate the true drivers of organizational evolution and guide the structure to align seamlessly with the organization's purpose. The traditional partition between operations and finance is antiquated; I close OODA (Observe, Orient, Decide, Act) loops through a fluid integration of both roles, cultivating an agile business model primed for adaptation.

Technologist

As a technologist, I approach the organizational fabric with a process lens, perceiving technology as the heart of what a business is today. My objective is to harness every relevant tool to generate insightful data and transform it into influential decisions that propel the organisation towards its goals. I undertake the architectural ownership of the organization's tech stack, ensuring investments in technology are in harmony with the long-term vision. With AI and automation transforming the commercial landscape, making informed and strategic technological decisions is vital to the organization's adaptability and growth.

Leader

My role as a leader goes beyond merely offering strategic advice. Collaborating with the CEO, I offer actionable insights grounded in data. Linear projections and backward-looking approaches are obsolete in the face of modern complexity. Non-performative leadership demands an accurate grasp of the current reality and the agility to navigate a complex web of interactions with poise.Organisations are evolving systems, not static machines. They're unified by a shared purpose, moving towards this purpose in an iterative manner. As an Interim CFOO, I facilitate distributed leadership, playing a crucial role in aligning actions towards this shared purpose. I strive to be a role model and a coach, championing emergent strategies and viewing the organisation as an interconnected entity.In this role, I aim to nurture adaptability, foster innovation, and facilitate a deep connection between your organisation and the ever-changing business environment.

Angaben gemรครŸ ยง 5 TMGOuroboros GmbH
c/o Ralph Pieper
Katteweg 33 B
14129 - BerlinVertreten durch:
Ralph Pieper
Kontakt:
E-Mail: ralphpieper[at]gmail.com
Registereintrag:
Eintragung im Registergericht: Berlin
Registernummer: HRB 208912 B