Berlin  ·  Finance  ·  Technology  ·  Systems

Ralph
Pieper

Finance in service to life.

Builder and operator across fintech, crypto infrastructure, GreenTech, and robotics. Twenty years as co-founder, CFO, interim executive, and cross-functional leader. Currently VP of Finance at Finoa.

"I believe the most important work of our time sits at the intersection of economics, technology, and living systems — and that finance is closer to the centre of that work than most people realise."

01

I see organisations through a complexity lens. Which means I'm less interested in control than in adaptive capacity — less in optimisation than in the conditions for emergence. The organisations that will matter in the next decade are not the ones that plan most precisely, but the ones that close their feedback loops fastest and build structures that can genuinely learn.

02

Finance, at its best, is the nervous system of an organisation: sensing what is real, orienting the team, enabling timely action. This is what I mean by finance in service to life — not accounting as compliance, but finance as a living operating capability that keeps the whole organism coherent.

03

I grew up in South Africa during a time of profound change. That experience left its mark — a deep curiosity about how systems transform, how structures break down and reconstitute, and what it means to act with intention inside that kind of shift. I carry that curiosity into every organisation I work with.

04

I am a purpose-driven builder exploring how technology and finance can be placed in service to life. I see entrepreneurship as applied philosophy — each venture a chance to prefigure the next world in miniature. If any of this resonates, I'd like to find you.

Currently

VP of Finance — Finoa GmbH

Berlin · August 2025 – Present

Leading group finance for a BaFin-regulated crypto infrastructure platform operating across seven legal entities and multiple jurisdictions. Joined during a strategic transformation phase to strengthen financial architecture, improve steering, and support a shift in business model and product focus. Work spans financial operating model design, corporate restructuring, AI-enabled finance workflows, and scenario planning for a volatile regulatory environment.

Track record

Sep 2024–Jul 2025

Interim CFO · Consulting

Worked with high-growth startups and Tier 1 venture investors on finance, operating models, investor readiness, and execution. Served as interim CFO for two scaling companies in GreenTech and robotics. Built finance, planning, reporting, and control structures, and conducted finance due diligence for venture capital investors.

Apr 2022–Sep 2024

Independent

Independent consultant advising fintech founders and leadership teams on business strategy, organisational design, and operational scaling. Work included strategic advisory for founder-CEOs, operating model development, and designing an alternative investment fund concept with a leading German sustainability bank. Laid groundwork for real-world asset tokenisation in a regulated fund structure.

Dec 2020–Mar 2022

CFO — Remagine

CFO at a mission-driven neobanking platform building founder-friendly, tech-driven financial solutions for high-growth and impact-led startups. Owned financial strategy, budgeting, forecasting, investor relations, and team leadership across finance, data science, and people operations. Supported restructuring and wind-down with power of attorney.

Mar 2016–Nov 2020

Invesdor DACH — Co-Founder & CFO

Co-founded and scaled Invesdor DACH from concept to one of Europe's leading digital impact investing platforms, connecting 180,000+ investors with SMEs, scale-ups, and renewable energy projects — 900+ projects financed, total volume exceeding €500M. Built the company across finance, credit, product, engineering, and people. Led Series A and B rounds, acquired a BaFin-regulated wealth management company, and was invited as a subject-matter expert to the Finance Committee of the German Bundestag.

Oct 2012–Feb 2016

KPMG — Assistant Manager, FS Management Consulting

Management consultant in KPMG's Financial Services practice. Advised major German banks on digital transformation, process optimisation, and enterprise-scale business intelligence. Focus areas: digital business model design, process efficiency, and data-driven decision-making in regulated financial institutions.

Mar 2006–Sep 2012

Daimler Financial Services — Controller

Regional Controller supporting Daimler Financial Services' European Management Team and global board. Scope covered planning and controlling for European markets and Global Fleet Management. Advised country-level CFOs across Europe on process quality, regulatory compliance, and management reporting.

Books, essays, and online voices that have shaped how I think about the work. Organised loosely by theme — some essential, some adjacent, all worth the time.

If this resonates,
let's find each other.

I'm interested in conversations at the edge of finance, technology, and systems thinking — whether that's a role, a project, or just an exchange of ideas worth having.